Forgot To Turn Off Your Swamp Cooler?
Well, you may be getting a visit from me then! Just got back from a job where the homeowner forgot to winterize there swamp cooler. The line froze during this recent cold spell, and water started filling up in the attic. It kept leaking until the blown-in insulation got too heavy and the drywall came crashing down into two of the upstairs bedrooms. If you have ever seen blown-in insulation you know how messy it can be. Luckily, the homeowners had good insurance on their home, and we helped them get everything ready to file an insurance claim for the damage. In addition to all of the damage to the ceiling, the rooms below had a lot of damage to the carpeting, as well as some of the personal property. The worst of the mess is cleaned up now, and we are currently drying everything out. Once the adjuster gets out and adjusts the loss, we’ll get started putting everything back together again.
So here’s one more reminder, if you haven’t winterized your home yet, it’s too late! So take care this spring/summer when you go to use those items (like hose bibs, sprinkler systems, etc).
One other thing to point out about this loss, since not everyone is familiar with insurance claims. Most times, when you have a water damage event, as the homeowner you are responsible for paying for correcting the source of the damage and paying the deductible. If your hot water heater fails, you have to pay for the new hot water heater and the deductible. With freeze damage, however, the insurance company will also pay to fix the source (typically!) since it wasn’t normal wear and tear that caused the failure, but freezing, which was outside of normal circumstances. Stay warm out there!